:root{--navy:#102b36;--navy2:#173d49;--gold:#d8b779;--gold2:#f0d9a6;--ink:#172a31;--muted:#63737a;--paper:#f6f4ef;--white:#fff;--line:#e4e8e7;--green:#dff1e8;--shadow:0 18px 55px rgba(16,43,54,.11);--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,.btn{transition:all .2s ease}.container{width:min(1160px,calc(100% - 40px));margin:auto}.announcement{background:#0b2028;color:#dce7e8;text-align:center;padding:8px 16px;font-size:12px;letter-spacing:.03em}.announcement strong{color:var(--gold2)}header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.93);backdrop-filter:blur(16px);border-bottom:1px solid rgba(16,43,54,.08)}.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;font-weight:800;letter-spacing:-.04em;font-size:19px;color:var(--navy)}.brand-mark{width:42px;height:42px;display:grid;place-items:center;background:var(--navy);color:var(--gold);border-radius:14px;font-weight:900;font-size:20px;box-shadow:0 7px 20px #102b3620}.brand small{display:block;font-size:9px;letter-spacing:.18em;color:#73858b;font-weight:700;margin-top:-3px}.nav-links{display:flex;align-items:center;gap:27px;font-size:13px;font-weight:650;color:#43565d}.nav-links a:hover{color:#9a7335}.nav-actions{display:flex;align-items:center;gap:10px}.btn{border:1px solid transparent;display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:12px 18px;border-radius:12px;font-weight:750;font-size:13px;cursor:pointer;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 7px 18px #d8b77935}.btn-gold:hover{background:var(--gold2)}.btn-dark{background:var(--navy);color:#fff}.btn-outline{border-color:#cbd5d7;background:transparent;color:var(--navy)}.btn-white{background:white;color:var(--navy)}.menu-toggle{display:none;background:none;border:0;color:var(--navy);font-size:26px}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 85% 23%,#2a5260 0,transparent 34%),linear-gradient(120deg,#102b36 0%,#102b36 57%,#173d49 100%);color:white;padding:80px 0 78px}.hero:before{content:"";position:absolute;width:520px;height:520px;border:1px solid #d8b77926;border-radius:50%;right:-150px;top:-180px;box-shadow:0 0 0 45px #d8b77908,0 0 0 95px #d8b77906}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:60px;position:relative;z-index:1}.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.14em;font-size:10px;font-weight:800;color:#e4c98e}.eyebrow:before{content:"";width:24px;height:1px;background:currentColor}.hero h1{font-size:clamp(42px,5.3vw,70px);line-height:1.04;letter-spacing:-.055em;margin:21px 0 22px;max-width:650px}.hero h1 span{color:var(--gold)}.hero-copy{font-size:17px;line-height:1.8;color:#d0dcdf;max-width:580px}.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 25px}.hero .btn{padding:15px 20px}.hero-trust{display:flex;align-items:center;gap:10px;color:#c4d2d5;font-size:12px}.check-icon{display:inline-grid;place-items:center;width:21px;height:21px;background:#ffffff14;border:1px solid #ffffff2b;border-radius:50%;color:var(--gold);font-size:12px;flex:none}.visual{min-height:410px;position:relative;display:grid;place-items:center}.orbit{width:min(100%,440px);aspect-ratio:1;border:1px solid #d8b77942;border-radius:50%;display:grid;place-items:center;position:relative;background:radial-gradient(circle,#d8b7790c,transparent 64%)}.orbit:before,.orbit:after{content:"";position:absolute;border:1px solid #d8b7792c;border-radius:50%;inset:12%}.orbit:after{inset:25%}.core{width:140px;height:140px;border-radius:36px;background:linear-gradient(145deg,#f0d9a6,#c89e54);color:var(--navy);display:grid;place-items:center;text-align:center;box-shadow:0 15px 55px #0004;z-index:2;font-size:13px;font-weight:850;line-height:1.35}.core b{display:block;font-size:35px;line-height:1}.float-card{position:absolute;z-index:3;background:#fff;color:var(--ink);padding:16px;border-radius:17px;box-shadow:0 16px 45px #0003;width:185px}.float-card small{display:block;color:var(--muted);font-size:10px;font-weight:700}.float-card strong{display:block;font-size:16px;margin:4px 0}.float-card .mini{font-size:10px;color:#477b65}.card-a{left:-2%;top:15%}.card-b{right:-4%;bottom:17%}.card-c{left:7%;bottom:7%;width:158px}.dot{position:absolute;width:12px;height:12px;background:var(--gold);border-radius:50%;box-shadow:0 0 0 8px #d8b77915}.dot1{top:17%;right:22%}.dot2{bottom:25%;left:18%}.dot3{top:48%;left:7%}.stats{background:white;box-shadow:0 15px 35px #102b360b;position:relative;margin-top:-1px}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:27px 0}.stat{padding:0 25px;border-right:1px solid var(--line)}.stat:first-child{padding-left:0}.stat:last-child{border:0}.stat strong{display:block;font-size:20px;letter-spacing:-.03em;color:var(--navy)}.stat span{font-size:12px;color:var(--muted)}section{padding:86px 0}.section-soft{background:var(--paper)}.section-dark{background:var(--navy);color:white}.section-head{max-width:680px;margin-bottom:40px}.section-head.center{text-align:center;margin-left:auto;margin-right:auto}.section-head .eyebrow{color:#9b773d}.section-head h2{font-size:clamp(30px,4vw,46px);line-height:1.12;letter-spacing:-.045em;margin:13px 0 15px;color:var(--navy)}.section-dark .section-head h2{color:white}.section-head p{color:var(--muted);margin:0;font-size:15px}.section-dark .section-head p{color:#c6d3d6}.two-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px}.audience-card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:31px;box-shadow:0 8px 30px #102b3607;position:relative;overflow:hidden}.audience-card.lender{background:linear-gradient(145deg,#fdfaf3,#fff)}.card-icon{width:52px;height:52px;display:grid;place-items:center;background:#f1e5ca;border-radius:16px;color:#775a2c;font-size:23px}.audience-card h3{font-size:24px;letter-spacing:-.03em;margin:18px 0 8px}.audience-card p{color:var(--muted);font-size:14px}.feature-list{padding:0;list-style:none;display:grid;gap:11px;margin:22px 0 25px}.feature-list li{display:flex;align-items:flex-start;gap:10px;font-size:13px}.feature-list .check-icon{background:#e7f3ec;color:#287250;border:0}.text-link{font-size:13px;font-weight:800;color:#8a652d}.text-link span{font-size:18px;margin-left:5px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.step{padding:23px;border:1px solid #e2e8e8;background:white;border-radius:18px}.step-no{font-size:11px;letter-spacing:.12em;color:#a17c3e;font-weight:850}.step-icon{font-size:23px;margin:18px 0 9px}.step h3{font-size:16px;margin:0 0 8px}.step p{font-size:12px;color:var(--muted);margin:0}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.benefit{padding:24px;background:#fff;border:1px solid var(--line);border-radius:18px}.benefit-icon{font-size:22px;color:#9b773d}.benefit h3{font-size:16px;margin:12px 0 6px}.benefit p{font-size:13px;color:var(--muted);margin:0}.vision-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.vision-quote{font-size:clamp(28px,3.3vw,42px);line-height:1.2;letter-spacing:-.04em;color:var(--gold2);font-weight:700}.vision-copy p{color:#c9d6d8;font-size:15px}.pill-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}.pill{border:1px solid #ffffff27;border-radius:100px;padding:7px 12px;color:#d9e4e5;font-size:11px}.cta-band{background:linear-gradient(110deg,#f2e4c7,#e0c38c);padding:42px;border-radius:24px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta-band h2{color:var(--navy);font-size:clamp(25px,3.5vw,37px);line-height:1.14;letter-spacing:-.04em;margin:0 0 8px}.cta-band p{margin:0;color:#4f5d5e;font-size:14px}.faq-list{max-width:850px;margin:auto}.faq-item{border-bottom:1px solid var(--line)}.faq-q{width:100%;text-align:left;background:none;border:0;padding:21px 0;display:flex;justify-content:space-between;gap:20px;align-items:center;color:var(--navy);font-weight:750;cursor:pointer}.faq-q span:last-child{font-size:22px;color:#99753d}.faq-a{display:none;padding:0 35px 20px 0;color:var(--muted);font-size:14px}.faq-item.open .faq-a{display:block}.faq-item.open .faq-q span:last-child{transform:rotate(45deg)}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:40px}.contact-copy{background:var(--navy);border-radius:22px;padding:32px;color:white}.contact-copy h3{font-size:26px;line-height:1.2;margin:10px 0}.contact-copy p{font-size:13px;color:#c4d3d6}.contact-line{display:flex;gap:12px;margin-top:24px;font-size:13px;color:#e5eded}.form-card{padding:30px;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}.form-card h3{margin:0 0 5px;font-size:23px}.form-card>p{margin:0 0 22px;font-size:13px;color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:12px;font-weight:750;color:#354b53}.field input,.field select,.field textarea{width:100%;border:1px solid #dbe2e3;background:#fbfcfc;border-radius:10px;padding:12px 13px;color:var(--ink);outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:#b28a48;box-shadow:0 0 0 3px #d8b77930}.field textarea{resize:vertical;min-height:95px}.form-note{font-size:11px;color:var(--muted);margin:12px 0}.notice{display:none;margin-top:14px;padding:12px;border-radius:10px;background:#e7f5ed;color:#246341;font-size:13px}.notice.show{display:block}.disclaimer{font-size:11px!important;line-height:1.7;color:#758287!important}.footer{background:#0b2028;color:#c5d2d5;padding:56px 0 22px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px}.footer .brand{color:white}.footer p{font-size:12px;color:#aabcc0;max-width:300px}.footer h4{font-size:12px;color:white;margin:7px 0 15px}.footer-links{display:grid;gap:9px;font-size:12px;color:#b5c4c7}.footer-links a:hover{color:var(--gold2)}.footer-bottom{border-top:1px solid #ffffff1a;margin-top:35px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:10px;color:#9aadb1}.risk-strip{background:#132f39;color:#b9c9cc;border-top:1px solid #ffffff14;padding:14px 0;font-size:10px;line-height:1.6}.risk-strip strong{color:#f0d9a6}.modal{display:none;position:fixed;inset:0;background:#06161ccc;z-index:50;align-items:center;justify-content:center;padding:20px}.modal.show{display:flex}.modal-box{background:white;border-radius:22px;padding:30px;max-width:520px;width:100%;max-height:90vh;overflow:auto;position:relative}.modal-close{position:absolute;right:17px;top:13px;border:0;background:none;font-size:26px;cursor:pointer}.modal-box h2{margin:0 30px 8px 0;color:var(--navy)}.modal-box p{font-size:13px;color:var(--muted)}.legal-content{font-size:13px;color:#4d5d62}.legal-content h3{color:var(--navy);font-size:16px;margin:20px 0 6px}.back-top{position:fixed;right:18px;bottom:18px;background:var(--gold);color:var(--navy);border:0;border-radius:50%;width:43px;height:43px;box-shadow:var(--shadow);font-size:18px;cursor:pointer;display:none}.back-top.show{display:block}
@media(max-width:950px){.nav-links{gap:15px}.nav-links a{font-size:12px}.hero-grid{gap:25px}.visual{transform:scale(.92)}.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1.3fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4}.vision-grid{gap:35px}}
@media(max-width:720px){.container{width:min(100% - 32px,560px)}.announcement{font-size:10px}.nav{height:68px}.menu-toggle{display:block}.nav-actions .btn-outline{display:none}.nav-links{display:none;position:absolute;top:68px;left:0;right:0;background:white;padding:18px 24px 24px;border-bottom:1px solid var(--line);box-shadow:0 20px 25px #102b3610;flex-direction:column;align-items:stretch;gap:0}.nav-links.open{display:flex}.nav-links a{padding:11px 0;font-size:14px;border-bottom:1px solid #f0f2f2}.nav-actions{margin-left:auto}.nav-actions .btn{padding:10px 12px;font-size:11px}.hero{padding:58px 0 50px}.hero-grid{grid-template-columns:1fr;gap:20px}.hero h1{font-size:clamp(42px,12vw,60px)}.hero-copy{font-size:15px}.visual{min-height:330px;transform:none;margin:0 -10px}.orbit{width:min(88vw,350px)}.core{width:112px;height:112px;border-radius:28px;font-size:11px}.core b{font-size:29px}.float-card{width:145px;padding:12px}.float-card strong{font-size:13px}.float-card small,.float-card .mini{font-size:9px}.card-a{left:1%;top:10%}.card-b{right:0;bottom:14%}.card-c{left:7%;bottom:2%;width:135px}.stats-grid{grid-template-columns:1fr 1fr;row-gap:22px;padding:25px 0}.stat{padding:0 14px;border-right:0}.stat:nth-child(odd){padding-left:0;border-right:1px solid var(--line)}.stat strong{font-size:18px}section{padding:62px 0}.section-head{margin-bottom:28px}.two-cards,.vision-grid,.contact-grid{grid-template-columns:1fr;gap:17px}.audience-card{padding:25px}.benefit-grid{grid-template-columns:1fr 1fr;gap:11px}.benefit{padding:18px}.benefit h3{font-size:14px}.benefit p{font-size:12px}.steps{gap:11px}.step{padding:17px}.step h3{font-size:14px}.step p{font-size:11px}.vision-grid{gap:20px}.cta-band{padding:28px;align-items:flex-start;flex-direction:column}.cta-band .btn{width:100%}.contact-copy,.form-card{padding:24px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.footer-grid{grid-template-columns:1fr 1fr;gap:28px 18px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column}.risk-strip .container{width:calc(100% - 32px)}}
@media(max-width:390px){.brand{font-size:16px}.brand-mark{width:37px;height:37px}.nav-actions .btn{padding:9px}.hero-ctas{flex-direction:column}.hero-ctas .btn{width:100%}.benefit-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}}